Strategic treasury
Discover how banks can turn richer treasury data, ISO 20022 and API connectivity into smarter cash-management services for corporate customers.

What banks are prioritising

At Sibos, more than 140 banking professionals took part in a live vote on six payment-related priorities. Payments modernisation ranked first, ahead of customer experience, suggesting banks see it as the foundation for broader progress.
Visitors voted over four days by assigning XL, L and M badges to the topics that mattered most to their banks. Payments modernisation received 23% of the total weighted score, followed by customer experience (20%), fraud prevention (16%), AI and data (14%), operational resilience (14%) and regulatory compliance (13%).
While customer experience is often seen as the ultimate goal, the results point to a different relationship. Banks increasingly view payments modernisation as the enabler of better customer experiences, stronger fraud prevention and greater operational resilience.
The challenge is no longer simply replacing legacy technology. Banks must modernise the infrastructure supporting essential payment services while maintaining reliability and security.
Although the results reflect the views of visitors to our booth rather than the wider banking industry, they provide a valuable snapshot of market priorities. The message is clear: payments modernisation remains high on the agenda because banks see it as an enabler of broader change.
The next question is how banks can modernise payments in ways that also improve customer experience, fraud prevention and resilience.
Richer treasury data can help banks improve cash-management services, strengthen corporate relationships and create new opportunities for value.
Give corporate customers timely, consistent insight into balances and transactions while reducing manual matching and investigation.
Connect banking data with ERP, TMS and other business systems through APIs and flexible data delivery.
Build the data foundation for forecasting, exception detection, scenario analysis and smarter automation.
Cash management data is a strategic asset for banks, but fragmented data and limited connectivity can prevent corporate customers from getting the value they need. Explore how ISO 20022, APIs and AI can help banks build smarter, more connected treasury services.

Say cash forecasting is a challenge
62%
Rank data as a top priority
15%
Explore how banks can strengthen the treasury data foundation, make better use of ISO 20022 and APIs, and apply AI to deliver smarter, more valuable treasury services.
Use the timestamps to explore the discussion and go directly to the topics most relevant to you.
00:00 Fix the foundation, free the treasurer
02:05 The treasury data paradox
04:16 From data overload to getting the basics right
14:41 Legacy infrastructure and ISO 20022’s data-quality challenge
20:06 Can corporates consume richer data?
22:55 APIs, files and data streams: delivering data where it matters
28:33 Practical AI with a human in the loop
32:26 What treasury will pay for: insight beyond dashboards
44:39 Modernization around the core: virtual accounts and shadow ledgers
48:32 Practical steps towards data orchestration
Treasury insights and solutions
Meet Tieto Banktech at Sibos to discuss the changes shaping banking and payments. Whether you are exploring treasury, payments, artificial intelligence or broader banking modernisation, our experts can share practical perspectives and relevant solutions. Book a meeting and visit us at stand A012.