Payment solutions for control, scale and growth

A payment platform connects payment processing, schemes, channels, data and supporting services so financial institutions can manage payment execution and related customer journeys through a more coherent operating model.

Account-to-account payments matter because they bring together pressure on payment economics, the need for stronger operational control and customer expectations for instant, convenient and embedded ways to pay.

Banks can prepare by combining scalable processing, resilient connectivity, clear orchestration, strong risk controls, richer payment data and operational processes designed for always-on services.

Banks should assess integration, migration, scheme coverage, resilience, risk, compliance, operational ownership, data visibility, customer experience and the time required to turn capabilities into new payment services.

Banks can connect open APIs to specific customer and business use cases, then combine payment initiation, data, value-added services and partner distribution to create propositions beyond compliance alone.

Payment orchestration creates a control layer across channels, providers and rails, helping banks validate, route, monitor and manage exceptions more consistently across fragmented environments.

Virtual accounts, liquidity visibility, automated reconciliation, multi-bank management and ERP-connected flows can help corporate customers improve treasury control and manage collections and payments more efficiently.

Tieto Banktech brings together payment processing, intelligence, cash management, commerce, open banking and embedded finance capabilities so banks can shape a Payments portfolio around their priorities and existing environment.