Tieto Banktech

Connect merchant payments across every channel

Q: What are merchant and digital commerce payments?

They are payment capabilities that help merchants accept, route and manage payments across digital and physical channels such as e-commerce, mobile, in-app and in-store.

Q: Why do merchants need multi-rail payment acceptance?

Multi-rail acceptance gives merchants more ways to serve customer preferences and manage payment journeys across markets and channels.

Q: How can payment orchestration help merchants?

Payment orchestration can route transactions across providers and rails, helping improve control, resilience, visibility and operational efficiency.

Q: How should banks approach A2A payments for commerce?

Banks should connect A2A and instant payment options to specific merchant journeys, customer needs, risk controls and a clear operating model.

Q: What should a merchant onboarding proposition include?

It should address integration, risk and compliance, account setup, servicing, reporting and the practical needs of merchants as they grow.

Q: How can Tieto Banktech support a broader merchant proposition?

Tieto Banktech can help connect acceptance, orchestration, onboarding, servicing and relevant payment rails around the journeys a bank or provider wants to support.

A multi-rail commerce platform that helps banks and payment processors support online, in-store, and mobile payments with simpler management.

The challenge

Merchants need to accept payments across channels while managing routing, reporting, onboarding and costs. Tieto Banktech connects cards, A2A, instant payments and other methods in one merchant offering, providing more choice without unnecessary complexity.

Business benefits

Build a merchant proposition around choice and control

A connected commerce approach helps banks and payment providers respond to merchant demand without losing sight of integration, resilience, servicing and economics.

1

Support more journeys

Connect digital and physical channels so merchants can serve customers across the contexts they use most.
2

Improve routing control

Orchestrate providers and payment rails with clearer visibility of resilience, performance and operational cost.
3

Create stronger merchant relationships

Combine onboarding, servicing, acceptance and value-added capabilities in a proposition that can evolve with merchant needs.

Solutions

Solutions for connected merchant commerce

Merchants need to accept payments across the channels customers use while keeping routing, reporting, onboarding, and costs under control. These solutions connect payment acceptance, commerce journeys, and operational management for banks and payment providers.

Give merchants more ways to accept payments

Multi-rail acceptance brings A2A, instant payments, wallets, cards and other relevant methods into a connected acceptance model. Banks and payment providers can support merchant and customer preferences without managing every rail as a separate service.

Connect digital and physical commerce journeys

Support e-commerce, mobile, in-app, subscription, marketplace and in-store journeys through a more consistent commerce experience. Connect payment activity across channels to improve visibility and make merchant operations easier to manage.

Make merchant onboarding and servicing easier

API-first onboarding and digital servicing help banks and payment providers support merchant acquisition, account management and ongoing operational needs. A clearer service model can reduce friction for merchants and internal teams.

Route payments with greater control

Payment orchestration routes transactions across providers and schemes with clearer visibility of resilience, performance and operational cost. White-label capabilities can help banks and providers deliver commerce services under their own brand where supported.

Insights

Merchant payments

Modernize your merchant payment offering

Talk to our experts about connecting payment methods and commerce channels to give merchants more choice while simplifying operations and supporting growth.

FAQ

Your questions answered

What are merchant and digital commerce payments?

Why do merchants need multi-rail payment acceptance?

How can payment orchestration help merchants?

How should banks approach A2A payments for commerce?

What should a merchant onboarding proposition include?

How can Tieto Banktech support a broader merchant proposition?

Connect merchant payments across every channel

Build a merchant proposition around choice and control

Support more journeys

Improve routing control

Create stronger merchant relationships

Solutions for connected merchant commerce

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