This is Tieto
Our businesses
Tieto Banktech
Proven lending, asset finance and debt collection solutions
The pre-configured, automated One Credit Engine lending platform helps you modernise with confidence and scale long-term.
Challenge
Today, banks are expected to deliver faster decisions, seamless customer journeys, self-service capabilities, and efficient operations in an evolving regulatory environment with huge cost pressures. We provide you with a unified, resilient software platform to manage virtually any credit product.
Comprehensive solutions for banks, asset finance providers and collection agencies
Our lending software and finance proven credit solutions cover every aspect of lending, leasing and asset management for both consumers and corporates, from origination and decisioning to servicing and lifecycle management pre-collection. They support a wide range of financial products, including unsecured loans, mortgages, corporate lending, leasing, hire purchase, and asset finance.
Rooted in Nordic banking expertise and built for regulated environments, our solutions keep evolving – helping you to modernise with confidence and grow sustainably with a long-term strategic partner.
Solutions
One Credit Engine
At the core is our One Credit Engine – a unified platform to manage virtually any credit product. This gives you consistency across your processes, simplifies operations and gives you flexibility to adapt products, rules and workflows to your market and business needs.
Benefit from a fully integrated single platform covering the entire value chain for credits or select the modules that match your business needs.
To reduce implementation risks and accelerate the time it takes to realise value, we provide a proven 'model bank' baseline with preconfigured processes and best practices. Combined with configurability and automation, you can streamline operations, reduce manual effort and scale efficiently.
Debt Collection
Our debt collection solution is flexible and efficient, and when combined with our other credit solutions, we can provide complete end-to-end credit management. Our services are focused on ensuring good customer care for debtors and increased cash flow for organisations.
Capabilities
Our Credit solutions capabilities
Supporting the full value chain from origination to lifecycle management, pre-collections and collection for banks and financial institutions.
Lending and finance
Modernize your lending operations
Talk to our experts about streamlining lending, leasing, and asset finance with flexible solutions that improve efficiency and support sustainable growth.
Insights
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Case
Svea Bank and Tieto Banktech – driving growth with a scalable leasing platform
The scalable and automated leasing platform with seamless integrations has supported Svea Bank’s expansion journey, resulting in impressive growth.
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Blog
Cyber risk insurance, parametric innovations, and beyond: The top insurance trends for 2025
The transformation of the insurance industry evolves in response to shifting environmental and societal needs, alongside accelerated cyber risk insurance and practical AI considerations. Read on!
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Case
Lending transformation, part 2: The culture behind Savings Banks Group’s progress
Savings Banks Group is modernizing lending with Tieto Banktech. In this second story, Pekka Suomalainen and Marit Engh reveal the success factors behind the transformation: open culture, careful preparation and a phased Model Bank approach.
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Blog
ProFinance 5.0 leasing platform enables customers to scale and innovate
According to leasing experts at Tieto Banktech, the shift to cloud-native technology is about future-proofing business operations, making it easier for customers to adapt to new business models such as Banking as a Service (BaaS) and embedded finance.
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