This is Tieto
Our businesses
Tieto Banktech
Banking-as-a-Platform (BaaP) for scalable, modern banking
Tieto Banktech develops, maintains, and supports core banking services. With Banking-as-a-Platform, you get an API-first, cloud-ready platform that helps you build, run, and scale digital services faster and more efficiently. Standardized for trust, engineered for change, and built for what comes next.
At a glance
Experts in 7 countries
800+
Banks in production
90+
Accounts in production (M)
15+
A banking platform designed for growth
Tieto Banktech's Banking-as-a-Platform (BaaP) replaces fragmented systems with a modern and flexible platform where you can consume standardized banking services as needed. This reduces cost, increases speed, and enables you to focus on delivering better customer experiences and new revenue streams.
Benefits
Drive growth, efficiency, and innovation with BaaP
BaaP helps banks reduce complexity, accelerate innovation, and deliver better customer experiences through reusable services, shared infrastructure, and data-driven capabilities.
-
1
Lower cost and complexity
Reduce legacy burden with a shared banking platform. Standardized services and infrastructure lower IT costs and simplify operations.
-
2
Faster innovation and time-to-market
Launch new products and services faster by combining reusable business services, APIs, and automated processes.
-
3
Scalable and future-ready banking
Scale efficiently with modular services and data-driven capabilities that adapt to changing customer needs and regulations.
Powering growth
BaaP - standardized for trust, engineered for change, and built for what comes next
BaaP delivers the digital backbone for modern banking – combining scale, stability, and innovation in one platform.
With Banking-as-a-Platform (BaaP), banks can build on it or buy from it, using standardized services where they drive efficiency and flexibility where it creates differentiation.
The platform supports the full value chain – from solution design and development to delivery and 24/7 operations – ensuring reliability and continuous improvement. By combining modular software, data, and AI, we help banks modernize core banking, reduce complexity, and accelerate innovation.
Built for trust. Engineered for change. Ready for what’s next.
More about BaaP
Innovative, integrated solution
Innovation through co-creation
We accelerate innovation through co-creation. Whether banks develop capabilities in-house or together with us, we enable new value and greater efficiency – without compromising on security or compliance. Technology is no longer the limiting factor – opportunity is driven by how it is used.
One integrated solution
Built as a multi-bank platform, BaaP combines core banking capabilities, business services, APIs, and data into one integrated solution. With automation, real-time processing, and flexible service composition, banks can efficiently deliver end-to-end customer journeys and scale with ease. The platform is tightly integrated with other Banktech offerings, including Cards and Financial Crime Prevention, enabling easy scalability and seamless collaboration.
Features
Unlock value with Banking-as-a-Platform
BaaP brings core banking, business services, and data together in a modular platform that reduces complexity, speeds up innovation, and enables scalable growth.
Contact us
The future of banking starts here
Get in touch with us to discuss how our scalable solutions can support your transformation, resilience, and long-term growth.
Insights
Read more
-
Case
Coop Pank: Bringing open banking to Estonia
Tieto Banktech worked with Coop Pank to bring market-leading Open Banking services to Estonia and pave the way for advanced Open Finance solutions in the future.
Read more -
Blog
Building the mobile bank for a new generation of customers
Tieto Banktech is developing a next-generation mobile banking platform in response to changing consumer behaviours & expectations in Norway. It is shaped closely with banks & their customers.
Read more -
Blog
Open banking is proving revolutionary across Europe
This blog highlights the huge potential of open banking to transform economic activity and create new revenue streams for banks and their partners.
Read more -
Blog
Regulatory APIs in Ukraine: a launchpad for growth, transparency, and monetization
Vadims Lamovs lists the benefits of embracing NBU's Open Banking vision as well as opportunities beyond compliance, that allow banks to unlock new revenue streams.
Read more
Frequently asked questions
Questions on Banking-as-a-Platform