Tieto Banktech

Banking-as-a-Platform (BaaP) for scalable, modern banking

With our flexible and business-ready banking platform as a service, you can fulfil your customers’ banking needs securely and efficiently.

Legacy system complexity consumes 60–80% of a traditional bank's IT budget, rendering bank transformation initiatives slow, expensive, and less effective. As a Banking as a Platform (BaaP) provider, we give you the flexibility to adopt separate but complete product units as your needs evolve.

BaaP in a nutshell

BaaP - standardized for trust, engineered for change, and built for what comes next

As Open Banking becomes mainstream across Europe, billions of transactions now flow through channels owned by third parties, fintechs, and new entrants in an increasingly competitive financial landscape.

To support banks, we have built a banking platform as a service that runs banking solutions efficiently and profitably:

Is an advanced, highly automated system.
Supports virtually every product type, enabling you to integrate new income streams with ease.
Includes flexible product factories that let you stretch parameters, bundle products, and reuse techniques that have delivered results elsewhere.

We offer an advanced real-time engine that integrates with your systems and accelerates your plans for growth – without the hassle. Helping you compete more effectively while putting your customers first.

At a glance

A mobile bank for a new generation

In Norway, we are designing a next-generation mobile banking platform. It is co-created with banks & their customers.

Powering the future of banking starts here

Get in touch with us to discuss how our scalable SaaS solutions can support your transformation, resilience, and long-term growth.

Benefits

Why financial institutions choose our Banking as a Platform (BaaP)

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