Tieto Banktech

Turn open banking APIs into services customers use

Connect payment initiation, account data,and embedded finance to partner ecosystems, customer journeys, and new revenue opportunities.

The challenge
Banks need more than APIs to turn open banking into valuable services. Tieto Banktech connects payment initiation, data services, API aggregation, embedded finance and partner capabilities to simplify integration and enable new payment flows and customer journeys.
Business benefits

Move from API access to propositions that matter

Open banking creates more value when it connects payment execution, data, partnerships, and distribution around a clear reason for customers and businesses to use it.

  • 1

    Focus on real customer needs

    Build use cases around specific journeys instead of treating API availability as the proposition itself.

  • 2

    Connect partners faster

    Use clearer connectivity and onboarding patterns to work with fintechs and ecosystem partners more effectively.

  • 3

    Create routes to monetisation

    Combine payment volumes, data services, and value-added capabilities to support new services and commercial models.

Solutions

Solutions that turn open banking into useful services

Open banking creates value when it is connected to a clear customer or business need. These solutions combine payment initiation, data, APIs, embedded finance, and partner capabilities so banks can move from access to services that customers and partners use.

Insights

Read more

  1. Case

    Simplifying EV charging payments

    Siemens uses Tieto Banktech payment technology to simplify payment integrations for EV charging stations, support convenient card payments and enable expansion across European markets.

    Read more
  2. Blog

    Should banks prepare for a digital Euro?

    The digital euro is moving from concept to reality, with major implications for banks across Europe. Explore the latest developments, the opportunities and challenges ahead, and how financial institutions can prepare for the next phase of digital payments.

    Read more
  3. Blog

    Payments modernization in weeks or months – not years

    Legacy payment systems are becoming increasingly costly and difficult to maintain. Explore how banks can accelerate payments modernization with a tailored approach that reduces risk, supports compliance, and delivers value faster.

    Read more
  4. Blog

    As European payments shift gear, scale and resilience are essential

    "European banks must prepare for a new operating environment in which scale will be essential, and resilience should be at core of the strategy," argues Sathish Padmanathan, Head of Payments and Cash Management, Tieto Banktech.

    Read more
Open banking

Turn open banking into opportunity

Talk to our experts about connecting payments, APIs, and embedded finance to create new services, simplify integration, and deliver better customer experiences.

FAQ

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