Tieto Banktech white paper

Is a fully integrated card value chain the future of payments?

Discover the benefits and trade-offs of a fully integrated payments value chain, and learn how banks can strengthen efficiency, resilience, and customer experience in a rapidly changing payments landscape.

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Industry insight

Payments are changing fast

Digital commerce, new payment methods, fraud, and regulation are reshaping the payments landscape. This white paper explores whether consolidating fraud prevention, card processing, and personalization with a single provider can help banks simplify operations and prepare for future growth.

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Growth in consumer e-commerce

420%

More merchants accepting electronic payments

30%

Why it matters
Banks are balancing legacy modernisation, rising customer expectations, and increasing regulatory demands while facing growing competition from fintechs and new payment providers. This report examines how an integrated payments value chain can improve operational efficiency, reduce complexity, and support innovation across the payments ecosystem.
Insights

What you'll learn

Explore the opportunities and considerations of adopting an integrated payments value chain.

  • 1

    Integrated operations

    Understand how combining fraud prevention, processing, and card services can streamline operations and improve efficiency.

  • 2

    Future-ready payments

    Learn how integrated platforms support new payment methods, regulatory change, and evolving customer expectations.

  • 3

    Strategic decision-making

    Evaluate the advantages and potential trade-offs of partnering with a single payments provider.

What's inside the white paper

The report examines:

  • How digital commerce and new payment methods are reshaping banking.
  • The components of an integrated card payments value chain.
  • The operational and commercial benefits of a single-provider approach.
  • Potential challenges including migration, vendor dependency, and flexibility.
  • Practical considerations for banks evaluating future payment strategies.
  • How integrated platforms support innovation, compliance, and long-term competitiveness.
Talk to us

Explore your payments strategy

Whether you are modernizing card services, strengthening fraud prevention, or evaluating an integrated payments model, our experts can help you assess the right approach for your organisation.