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Open banking ecosystem

Embrace the opportunities created by open banking, transforming your business with innovative, agile and efficient solutions that strengthen customer relationships and increase revenue.

Boost your business in the new open era

Banking is experiencing a period of dramatic digital change as it enters the world of open APIs, driven by customer needs and initiated by PSD2 regulation. This gives you the opportunity to create multi-banking solutions, through new sales and marketing channels, that increase business volumes and help establish new commercial models.

Through the Tieto Financial Aggregation Hub, we help you every step of the way to create an open banking strategy. We can enable you to digitise your business in a meaningful way, always providing you with the best local service and knowledge.

Kaarle Honkamaa

Head of Offering Development, Open Banking

Key benefits


Enhance business growth

Our Open Banking Ecosystem provides opportunities for business growth through new services and partnerships, with relevant solutions tailored to each local market.


Reduce costs

Building a partner network from scratch is difficult, time consuming and expensive. Our hub offers access to a growing number of cost-efficient channels, with resources shared by several Nordic banks.


Automatic compliance

Our solutions are automatically and continually compliant with changing laws and regulation, saving you time and resources and giving you peace of mind.

Whitepaper: How to make the most out of Open Banking

Find out what Open Banking and PSD2 mean for businesses, with concrete examples of how companies can make the most out of this new era.


Key features

Harmonised APIs

Linking to Nordic banks' PSD2 transaction and payment interfaces under one API, our hub allows banks or Third Party Providers (TPP) to build apps on top in a standard way.

Aggregation service

The service aggregates dozens of APIs and data sources under one hub, hiding the complexity of maintaining individual bank and other connections from the TPP.


You are able to develop capabilities to enrich transaction data with e.g. e-invoice and e-receipt.

Access to other data sources

The Hub connects to many other sources of corporate, personal finance and wealth data.

Our insights

Same but different... How banks implement PSD2

Real-life examples working with the Nordic PSD2 interfaces.

Read more

PSD2: Game changer or not?

Some say that PSD2 won’t be a huge game changer. But in fact, the impact of PSD2 goes way beyond the mandated APIs towards open banking.

Read more

How will PSD2 work in practice?

Will PSD2 make a difference by opening up the competition and European-wide reach of banking services? A Third Party Providers’ perspective.

Read more

The doors to open banking have been opened… And then what?

Time for first learnings as a few banks now have their Open Banking platforms available.

Read more
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