Lending by Emric means automated loan processing.

Available separately or combined, Loan Origination and Loan Administration are solutions for processing high volumes of corporate credit, mortgages and unsecured loans. For each product, there’s a choice of standard service level and delivery type: license, software as a service and FINANCIAL BPO by Emric.

While banks and credit providers focus on core business, Emric takes care of the administration. Welcome to business process management made simple.

Automate the application, scoring, decision and documentation phase for corporate credit, mortgages and personal loans. 

Once the contract’s signed, automate the credit process from first payment to final accounting. 

Select the service level and delivery type of your choice: license, software as a service or FINANCIAL BPO. 


Need a lean and agile system for sector-specific loans? Looking for a modular solution that’s easy to integrate with your core-banking platform? Lending by Emric is a credit system and loan software that simplifies loan origination and administration, all the way from first customer contact to final accounting.

Which products are supported?

  • Corporate loans
  • Agricultural loans
  • Bank guarantees
  • Personal loans
  • Mortgages
  • Consumer credit
  • Deposits
  • Savings accounts
  • Card approvals 


Are you a credit start-up? Or moving into consumer finance? Looking to keep up with rapidly changing customer demands and need a lean and agile system for consumer credit? Lending by Emric simplifies credit origination and administration, all the way from first customer contact to final accounting.

Which products are supported?

  • Unsecured loans
  • Consumer credit 
  • Deposits
  • Self-service web clients.


Regardless of the product, or the way your Emric solution is delivered, you can count on process support that unlocks added value. Thanks to the wealth of knowledge and experience accumulated through FINANCIAL BPO by Emric, we have a unique understanding of how the lending market works. We understand how clients think, what services they require and how various processes can be streamlined. And this knowledge is inherent in Emric solutions. With Emric, best practice comes as standard.

Emric joined the Tieto group in September 2016. Read more >



Come and meet us on 16 March in Helsinki as we will connect the dots between lending, asset finance, and open banking.

Guest speaker Aktia’s CIO Juha Volotinen will also share his view and experience on lending, automation, ecosystems and how Aktia completed the first full core banking replacement in the Nordics.

Breakfast Seminar: Lending & Asset Finance in an Open Banking World

Friday 16 March, from 8 to 10.30am, at Glo Hotel Art, Helsinki. 

Access agenda and sign up