Digital retail payments

The payments and cards market is changing along with customer behavior. Cashless economy and usage of cards, mobile payments and digital commerce are some of the trends that are affecting us right now. A growing number of different payment methods and non-bank offerings are adding additional pressure. Therefore, in order to stay competitive it is necessary to transform to digital.

How can we help you? 

Cost reduction via process automation and less effort required for unified technology platform maintenance

Revenue increase by adapting customer needs using flexible architecture of our dynamic solution

New customer attraction and reputation boost through innovative business solutions 

Easy-to-implement and fast time-to-market for all new product innovations 

Stability and security with fully compliant platform corresponding to the requirements of International Payment Schemes and industry security standards

We offer a single platform fully functional software for digitalized retail payments. Providing powerful core systems for payment processing, as well as includes off-the-shelf business solutions that provide a timely response to the digitalization challenges of the modern world.


Leverage on our digital retail payments business development experience powering everyday payment transactions for more than 500 financial institutions in more than 30 countries globally. 

Today our solutions help to optimize and boost everyday payment operations of:

Retail banks including banks with an extensive network of branches 

National switches including the ones that seek to implement domestic payment schemes. For more, see here

Processors providing their services both, for local and cross-border payment management


Future proof business solutions for growth

In search of a long-term partner for developing or reshaping your retail payments business, consider requiring more than just a software, but also an expert advice, business case modelling for best results, premium customer service and honest budget estimates and delivery terms. Learn more about our business solutions for faster time-to-market, cloud-based payments, switching, acquiring and card issuing .

Functionality development


Do not hesitate to contact us to learn more about the opportunities improving your payment systems. 




Valdis Janovs
Sales Director, Retail payments and cards